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Don’t carry your payment stress. Cari it.

For restaurants and the suppliers who service them — payments and rewards in the same place.

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More value on both sides of the invoice

More predictable cash flow and loyalty that goes both ways, so you can focus on what matters most to your business.

Invoices#10482
Contoso Corporation$1,823
Produce & pantry suppliesDue Apr 30
+1,840 pointsPay by Apr 22 to earn more
ReviewedScheduledPaid

Paying on time should be the easy part.

See what’s due, schedule payments and have eligible early-pay discounts applied automatically. Less work to pay. Less chasing to get paid.

Rewards
37,350points

$373.50 estimated value

Greenfield Produce2,260 pts
Contoso Corporation1,840 pts
Blue Harbor1,180 pts

Good customers are worth rewarding.

Restaurants pay reliably, and suppliers give something back. Earned rewards go toward future invoices with that supplier, so the relationship gets stronger every time you pay.

VendorsPayment ready
CF
Contoso CorporationConnected on Cari
Bank of AmericaDefault ACH · Verified
QuickBooksConnected to your books

Less friction. More time for your business.

Keep your relationships, payments and books connected, so you spend less time chasing details, switching between tools and piecing things together.

Purchasing powerAvailable

$341,000

Room for what comes next.

Used$159,000Total credit$500,000
One view across your business
Cari Visa Business card

Payment sent

US Foods $8,420

Payment sent

Sysco $3,680

Payment sent

Blue Harbor $1,250
Business spending. Built in.

The big picture, without the napkin math.

Keep available credit, card spending and vendor payments together. Know where you stand before the next order.

Turn every account into predictable cash flow.

From the first order to the final settlement. Bring your customers, trade spend, and loyalty into the same picture.

Better timing. Both sides.
60 days?
Let’s make it 30.
Pay early. Save 1.5%.Net 60 · Pay by day 30 · Card or ACH
✓
Outside Cari49 days
On Cari20.5 days
Example average payment timing
Offer active
Net settlement
$2,767,134.00

212 invoices. One clear deposit.

Gross payments$2,841,000
Processing fees−$73,866
To your bank$2,767,134
Early-pay offer available to eligible accounts
Business partners shaking hands over a restaurant table
Your next great account98 fit

Beacon Hall Tavern

West Village · Restaurant

↗
High-intent opportunityDemand that matches what you sell
Matched→Invited→On Cari
↗
Opportunity discoveredNew openings · Category fit

Know who to grow with next.

See customer relationships, new opportunities, and retention signals together. Turn the right signal into your rep’s next conversation.

Guests raising their glasses together around a restaurant table
✳
Targeted campaignReady
2%

Make the first order count.

Rewards on a new account’s first 3 settled invoices.

AudienceNew customers
Earned whenPayment settles
✦
Incentives with a purposeAcquisition → Repeat orders → Loyalty

Make every incentive intentional.

Welcome a new account with a targeted offer, or build an ongoing program for your best customers. Clear terms. Rewards tied to settled spend.

Fresh citrus packed into produce crates for delivery
Tacombi · Short shipmentIn review
$94in question
Invoice100 lb
Outbound scale91 lb
▤
Signed receiving record: 90 lbQuantity, notes, and shipment record
✓
✓
All the context, togetherOne shared record for your team

Resolve the exception, keep the relationship.

Bring the invoice, receiving evidence, and resolution into one record. Keep the full context in one place for every team.

Two people reviewing payment paperwork together at a table
Rewards liability · $572K issuedPDF / CSV ↗
$371Koutstanding reward value
$371K outstanding$201K redeemed
01Sales proposes
02Manager reviews
03Accounting reconciles
QuickBooksConnected
Microsoft Dynamics 365Connected

A clear trail from payment to books.

Track DSO, settlements, and reward liabilities. Give each team member the right access, with approvals and integrations that keep your company aligned.

Want it walked through with your own numbers?

Talk to us

Who we are

Cari is the first payments platform designed around core operational spend, not consumer perks. We are founded by insiders who understand the supplier and operator relationship, and we built one platform that pays both sides back.

More predictable cash flow
Extended terms through the Cari Card help restaurants pay suppliers on time and settle their card balance later. Suppliers gain payment predictability, while restaurants get more breathing room to manage cash flow.
Make your kitchen spend go further.
Use earned rewards toward a future invoice with the same supplier, so today’s purchases help pay for what comes next.
A people business, better connected
Foodservice runs on people who know and trust each other. Cari helps you strengthen those relationships and build new ones with the right people.

Got a question? Get your answer.

What is Cari?

Cari is a payments and spend-management platform built specifically for restaurants and the vendors they work with. We help restaurants streamline purchasing, track and control expenses, pay vendors more efficiently, and earn rewards on everyday spend.

For vendors, Cari provides tools to strengthen customer relationships, manage trade spend and loyalty, and accelerate receivables, creating a faster, more transparent payment experience on both sides of the transaction.

Do you support digital wallets?

Yes. Cari Cards can be added to Apple Wallet, Google Wallet, and other major digital wallets, just like any other supported business card. This allows you and your team to make secure, contactless payments directly from a mobile device.

Can I add multiple entities to Cari?

Yes. Cari supports multi-entity management. You can create and manage multiple restaurants or business entities under a single login, making it easy to view activity, control spending, and run reports across all locations or brands from one dashboard.

How long does it take to get started?

Setup time varies depending on your business structure and the information required for onboarding, but most restaurants can create an account and begin using Cari within a few days to one week.

Our onboarding team will guide you through each step, including account setup, card issuance, user permissions, and vendor configuration, to ensure everything is properly configured before you go live.

Where can I use Cari Cards?

Cari Cards are accepted at most vendors that accept major card networks. In some cases, a specific vendor may require additional setup or enablement.

If you need to pay a vendor that is not currently supported, contact our team and we will work with you to help enable them whenever possible.

What are flexible payment terms?

The Cari Card is a charge card, which means your balance is paid in full based on agreed-upon terms rather than revolving indefinitely like a traditional credit card.

Cari's flexible payment terms give restaurants additional time to settle balances compared to typical vendor payment deadlines, helping smooth cash flow and better align payments with revenue cycles, without carrying long-term revolving debt. Contact us to learn more about terms.

How do Cari business cards work?

Cari business cards work like standard business cards but are enhanced with restaurant-specific spend controls and real-time reporting. Through the Cari platform, you can set per-employee or per-card spending limits, restrict purchases to specific vendor categories or merchants, track transactions in real time, and export data for accounting and reconciliation.

This gives you greater visibility and control over costs while simplifying day-to-day purchasing for your team.

Can I add my team to Cari?

Yes. You can add as many team members as you need through a simple onboarding process. Each user can be assigned customized roles and permissions, allowing you to control who can make purchases, view reports, manage vendors, or administer the account, helping you maintain strong internal controls as your team grows.

Do you offer support?

Yes. We provide near-instant support from real people based in the United States.

You can reach our support team through live chat within the Cari platform or by email. We are here to help with onboarding, technical questions, vendor setup, or anything else you need to run smoothly.

Payments and rewards for restaurants and the suppliers who keep them running.

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Cari Rewards Corp is not a bank. The Cari Visa™ Credit Card is issued by Transportation Alliance Bank, Inc. dba TAB Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

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